In workers' compensation, what is typically not covered?

In the context of workers' compensation, intentional acts by the employer are typically not covered due to the foundational premise of workers' compensation systems. These systems are designed to provide financial benefits and medical care to employees who suffer work-related injuries or illnesses, as a means to compensate for lost wages and cover medical expenses without needing to establish fault.

However, when an employer intentionally causes harm to an employee, it breaches the trust and obligations inherent in the employer-employee relationship. In such cases, the legal system often allows the injured employee to pursue a civil lawsuit against the employer for damages, rather than seeking relief through workers' compensation. This distinction underscores the principle that workers' compensation is meant for unintentional injuries and illnesses that arise during employment but not for acts of malice or willful misconduct on the part of the employer.

Work-related injuries, occupational diseases, and temporary disabilities are within the scope of coverage provided by workers’ compensation, as they fall under the unintended consequences associated with employment.